As you might have seen from my interview with the ABC, in the past year my partner and I bought out first home and we lucky enough to be lumped with our first mortgage. Anyone who is looking at taking this leap themselves will know that everyone is full of advice about your first year with a mortgage, and generally these people fall into two categories: either those who got a mortgage in the 80s when the economic and political climate was very different; or people who don’t have a mortgage yet.

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